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  <xs:element id="skwd_AgentRelationshipMember" abstract="true" name="AgentRelationshipMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_OperatingLossCarryforwardsLimitationsOnUseAmount" abstract="false" name="OperatingLossCarryforwardsLimitationsOnUseAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_MortgageLoansOnRealEstatePrincipalAmountPercentageOfPropertyAppraisalValue" abstract="false" name="MortgageLoansOnRealEstatePrincipalAmountPercentageOfPropertyAppraisalValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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  <xs:element id="skwd_SellingStockholdersMember" abstract="true" name="SellingStockholdersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="skwd_RetailPortfolioSegmentMember" abstract="true" name="RetailPortfolioSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_SMA1Member" abstract="true" name="SMA1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="skwd_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseLossPortfolioTransferPeriodIncreaseDecrease" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseLossPortfolioTransferPeriodIncreaseDecrease" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="skwd_ShortTermInvestmentsAndCashMember" abstract="true" name="ShortTermInvestmentsAndCashMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
