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  <xs:element id="skwd_EquityMethodInvestmentsUnfundedCommitment" abstract="false" name="EquityMethodInvestmentsUnfundedCommitment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_EquityMethodInvestmentDifferenceInNetAssetsAmortizationPeriod" abstract="false" name="EquityMethodInvestmentDifferenceInNetAssetsAmortizationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="skwd_SMA1Member" abstract="true" name="SMA1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_SMA2Member" abstract="true" name="SMA2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_JuniorSubordinatedNotesDue2036CapitalSecuritiesMember" abstract="true" name="JuniorSubordinatedNotesDue2036CapitalSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_JuniorSubordinatedNotesDue2036Member" abstract="true" name="JuniorSubordinatedNotesDue2036Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_JuniorSubordinatedNotesDue2036CommonStockMember" abstract="true" name="JuniorSubordinatedNotesDue2036CommonStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_CreditSpreadAdjustmentMember" abstract="true" name="CreditSpreadAdjustmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_LineOfCreditFacilityAccordionFeatureIncreaseLimit" abstract="false" name="LineOfCreditFacilityAccordionFeatureIncreaseLimit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_CapitalizationOfTrustPercentage" abstract="false" name="CapitalizationOfTrustPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="skwd_RevolvingLineOfCreditDueDecember2023Member" abstract="true" name="RevolvingLineOfCreditDueDecember2023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_DebtInstrumentVariableRate" abstract="false" name="DebtInstrumentVariableRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="skwd_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsNet" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_ManagingGeneralInsuranceAgentAndBrokerCommissionRevenueMember" abstract="true" name="ManagingGeneralInsuranceAgentAndBrokerCommissionRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_ManagingGeneralInsuranceAgentAndBrokerFeeIcomeMember" abstract="true" name="ManagingGeneralInsuranceAgentAndBrokerFeeIcomeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_ManagingGeneralInsuranceAgentAndBrokerOtherMember" abstract="true" name="ManagingGeneralInsuranceAgentAndBrokerOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_ReinsuranceRecoverableForLossPortfolioTransfer" abstract="false" name="ReinsuranceRecoverableForLossPortfolioTransfer" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_StockUnitsMember" abstract="true" name="StockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ContingentlyIssuableInstrumentsCommonSharesMember" abstract="true" name="ContingentlyIssuableInstrumentsCommonSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_AgencyAgreementMember" abstract="true" name="AgencyAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="skwd_RelatedPartyOwnershipInterest" abstract="false" name="RelatedPartyOwnershipInterest" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="skwd_ProfessionalFeesAndReimbursementsMember" abstract="true" name="ProfessionalFeesAndReimbursementsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
</xs:schema>
