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  <xs:element id="skwd_MortgageLoansNotProducingIncomeAmount" abstract="false" name="MortgageLoansNotProducingIncomeAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_RetailPortfolioSegmentMember" abstract="true" name="RetailPortfolioSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_HospitalityPortfolioSegmentMember" abstract="true" name="HospitalityPortfolioSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ArenaSpecialOpportunitiesFundLPMember" abstract="true" name="ArenaSpecialOpportunitiesFundLPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_JVMFundsLLCMember" abstract="true" name="JVMFundsLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_HudsonVenturesFund2LPMember" abstract="true" name="HudsonVenturesFund2LPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_RISCOMMember" abstract="true" name="RISCOMMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_BrewerLaneVenturesFundIILPMember" abstract="true" name="BrewerLaneVenturesFundIILPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_DowlingCapitalPartnersLPMember" abstract="true" name="DowlingCapitalPartnersLPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ArenaSOPLPMember" abstract="true" name="ArenaSOPLPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_BrewerLaneVentureFundIILPMember" abstract="true" name="BrewerLaneVentureFundIILPMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_RedBirdCapitalPartnersLPUnitsMember" abstract="true" name="RedBirdCapitalPartnersLPUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_EquityMethodInvestmentsUnfundedCommitment" abstract="false" name="EquityMethodInvestmentsUnfundedCommitment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_EquityMethodInvestmentDifferenceInNetAssetsAmortizationPeriod" abstract="false" name="EquityMethodInvestmentDifferenceInNetAssetsAmortizationPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="skwd_SMA1Member" abstract="true" name="SMA1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_SMA2Member" abstract="true" name="SMA2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_NumberOfUnderwritingDivisions" abstract="false" name="NumberOfUnderwritingDivisions" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="skwd_AccidentHealthMember" abstract="true" name="AccidentHealthMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_AgricultureAndCreditReinsuranceMember" abstract="true" name="AgricultureAndCreditReinsuranceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_CaptivesMember" abstract="true" name="CaptivesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ConstructionEnergySolutionsMember" abstract="true" name="ConstructionEnergySolutionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_GlobalAndPropertyMember" abstract="true" name="GlobalAndPropertyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ProfessionalLinesMember" abstract="true" name="ProfessionalLinesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_SpecialtyProgramsMember" abstract="true" name="SpecialtyProgramsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_SuretyMember" abstract="true" name="SuretyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_TransactionalESMember" abstract="true" name="TransactionalESMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ReportableSegmentMember" abstract="true" name="ReportableSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_UnderwritingExpense" abstract="false" name="UnderwritingExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_UnderwritingIncomeNet" abstract="false" name="UnderwritingIncomeNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_ReturnOnEquityPercentage" abstract="false" name="ReturnOnEquityPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="skwd_BookValuePerShare" abstract="false" name="BookValuePerShare" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="skwd_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsNet" abstract="false" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_ManagingGeneralInsuranceAgentAndBrokerCommissionRevenueMember" abstract="true" name="ManagingGeneralInsuranceAgentAndBrokerCommissionRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ManagingGeneralInsuranceAgentAndBrokerFeeIcomeMember" abstract="true" name="ManagingGeneralInsuranceAgentAndBrokerFeeIcomeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ManagingGeneralInsuranceAgentAndBrokerOtherMember" abstract="true" name="ManagingGeneralInsuranceAgentAndBrokerOtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ReinsuranceRecoverableForLossPortfolioTransfer" abstract="false" name="ReinsuranceRecoverableForLossPortfolioTransfer" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="skwd_StockUnitsMember" abstract="true" name="StockUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_ContingentlyIssuableInstrumentsCommonSharesMember" abstract="true" name="ContingentlyIssuableInstrumentsCommonSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_AgencyAgreementMember" abstract="true" name="AgencyAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_RelatedPartyOwnershipInterest" abstract="false" name="RelatedPartyOwnershipInterest" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="skwd_ProfessionalFeesAndReimbursementsMember" abstract="true" name="ProfessionalFeesAndReimbursementsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="skwd_TomSchmittMember" abstract="true" name="TomSchmittMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
